The framework addresses critical barriers, including gaps in investments, insurance coverage, and preventive care. Central to the vision is the Health JAM framework, powered by:
1. Joined Health Data: A 100% digital, tokenized health data system for seamless and consent-based access.
2. Automation: AI-driven claims processing, personalized health packages, and fraud detection.
3. Mobile-Enabled Care: On-demand services for citizens across geographies.
The report envisions achieving 90% universal health insurance by 2035 and establishing a fully interoperable health data system by 2040. It emphasizes three key healthcare delivery vectors:
1. G2C (Government to Citizen): Expanding schemes like Ayushman Bharat to include preventive care.
2. E2E (Employer to Employee): Promoting comprehensive group health insurance.
3. B2C (Business to Customer): Customizing retail insurance for broader coverage.
Satish Gidugu, CEO, Medi Assist, stated, “Every individual deserves on-demand access to healthcare and wellness.”
Alpesh Shah, Managing Director at BCG, stressed the need for stakeholder collaboration to achieve equitable healthcare.
With its focus on data-driven systems like Patient360 and India’s National Health Stack, Borderless Health aspires to revolutionize the country’s healthcare landscape by making quality care universally accessible and cashless by 2047.
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